Buys/Sells and Capitalization

Asset-Based Loans (ABL)

  • Refers to loans, or lines of credit, secured by balance-sheet assets – including accounts receivables, inventory, or other intangibles.
  • ABL is also commonly known as a working capital or commercial finance loans.
  • Products:

    • Real Estate Loans
    • Conforming ABL Revolvers
    • ABL & Stretch Facilities
    • Inventory Financing
    • Invoice Discounting
    • Factoring

Term Loans

  • Used for growth, acquisition, buyouts, recapitalization and working capital.
  • Our investment team specializes in customized financing solutions designed to achieve our borrowers’ objectives.
  • Our finance relationships include first lien, split-collateral, unitranche, and one-stop financing providers.
  • Products:

    • Cash Flow Loans
    • Asset Based and Asset Backed Term Loans
    • Enterprise Value Loans
    • Opportunistic Loans
    • Debtor-in-Possession (DIP) & Restructuring Financing Loans
    • Unitranche Facilities

Equipment and Floorplan Loans

  • Provides financing against revenue-generating equipment and other physical personal property.
  • Products:

    • Equipment Financing
    • Equipment Leasing
    • Equipment Lease Financing
    • Floorplan Financing

SBA Loan Programs

Biltmore is expert in facilitating SBA loans. Every small business is unique – with needs that change from business to business – and the SBA has created a variety of loan programs to meet the diverse needs of small business owners. We will guide you through each loan program to find
the right one for you.

Helping you prepare

As with other financing, SBA loans are no exception in that there is a fair amount of paperwork involved, which can take up to a few months to complete. Preparing required documents ahead of time can greatly shorten the process:

  • Profit/Loss Statement and Balance Sheet
  • Profit/Loss Statement and Balance Sheet
  • Financial Projections
  • Ownership and Affiliations
  • Business Certificates and Licenses
  • Income Tax Returns (both personal and business)
  • Resumes
  • Business Overview and History
  • Copy of Business Lease (if applicable)
  • Schedule of Business Debt

Let us know how we can help your business

Contact Us